Entegra Capital will consider trucks with Maxxforce engines that are 2014 or newer only.
We offer financing in the contiguous 48 states, apart from a few restrictions in Florida. We offer financing in Florida, excluding the following counties: Broward, Miami-Dade, Monroe
Generally, we will only consider assets included on our Approved Asset List. Please note the following: Generally, we do not finance dump trucks. The only type of dump truck that we will consider is an articulating dump truck. We only finance full size construction equipment with a weight of 22,046 lbs. or heavier.
In general, the term of the contract will be between 36-60 months. Some applicants may not qualify for a full 60-month term option, depending on the age/life expectancy of the asset or other factors. Should the customer qualify, we can typically offer a 72-month term for new assets.
In the event there is more than one owner of the business, or a co-applicant, we will average the FICO scores of all applicants for use in our adjudication process. Although we do require spousal guarantee for all owners on the contract, spouses who have no ownership interest are not required to be included on
We require personal guarantees from all owners of the business - regardless of their percentage of ownership. We also require a personal guaranty from the spouse of any/all owner(s).
Entegra Capital currently offers: TRAC Leases with a 10-20% Residual IF the credit profile qualifies we also offer a Conditional Sale Agreement ($1- Out or $101-Out depending on the state) Coming Soon: Within a few weeks we will also offer an EFA option to applicants whose credit profile qualifies for this option.
Up to 10 points are possible for most deals. Some deals in the lower credit spectrum or other special circumstances may max out at 6-7 points. Our credit department will usually default to including 6 points unless you have specified how many points you want included in the structure of the approval. This can be