Up to 10 points are possible for most deals. Some deals in the lower credit spectrum or other special circumstances may max out at 6-7 points. Our credit department will usually default to including 6 points unless you have specified how many points you want included in the structure of the approval. This can be accomplished in a few ways:

  • You can default each app to XX points for every deal you submit. You can always request a different number for individual apps upon submission.
  • You can ask for max points possible on each deal you submit.
  • You can notify credit how many points you want included when submitting each application.